Privacy Policy

1. Introduction

At PiggyNational.com, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service. Please read this policy carefully to understand our practices regarding your personal data.

2. Information We Collect

2.1 Information You Provide

We collect information that you provide directly to us, including:

• Account Information: Email address, name, and password when you create an account
• Child Information: Display names and optional email addresses for your children's accounts
• Financial Data: Allowance balances and transaction history
• Profile Information: Any additional information you choose to provide in your user settings

2.2 Automatically Collected Information

When you use our service, we may automatically collect:

• IP addresses and browser information
• Usage patterns and access times
• Device information and operating system
• Session data and cookies

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our service
• Process transactions and manage allowance accounts
• Authenticate users and prevent fraud
• Send you service-related communications
• Respond to your inquiries and support requests
• Monitor and analyze usage patterns
• Ensure compliance with our terms of service

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party service providers who assist in operating our service, subject to confidentiality agreements
• Legal Requirements: When required by law, court order, or government regulation
• Protection of Rights: To protect our rights, property, or safety, or that of our users
• Business Transfers: In connection with any merger, sale, or transfer of assets

5. Children's Privacy

PiggyNational.com is designed for parents to manage their children's allowance accounts. We understand the importance of protecting children's privacy. Parents are responsible for managing their children's account information. We collect only minimal information necessary to provide the service, and this information is accessible only to the parent account holder.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Secure authentication and authorization systems
• Regular security assessments and updates
• Access controls and monitoring

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. If you delete your account, we will delete or anonymize your personal information, except where we are required to retain it for legal purposes.

8. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Correct inaccurate or incomplete information
• Request deletion of your account and personal data
• Opt-out of certain communications
• Export your data

You can exercise these rights through your account settings or by contacting us directly.

9. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and assist in security measures. You can control cookie preferences through your browser settings, though this may affect certain features of the service.

10. Third-Party Services

Our service may contain links to third-party websites or integrate with third-party services (such as authentication providers). We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. By using our service, you consent to the transfer of your information to these countries.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of the service after such modifications constitutes acceptance of the updated policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at [email protected] or through your account settings.